As of 2022, there are more than 250 neobanks in the world. Neobanks boast an advanced level of security with the help of blockchain technology. In the past decade, a new demand came forward; the demand of having an innovative set of banking features comfortably sitting in your pocket. Fintech…

Cybercrime is estimated to cost the world more than $10 trillion annually by 2025. If measured as the GDP of a country, that would represent the third biggest economy in the world after the U.S. and China. That shows that not only should governmental institutions and banks invest in cybersecurity…

By Serge Beck, the CEO and founder of Optherium Labs If you’re just starting a business and you haven’t opened a bank account before, you probably don’t know that it can be an overwhelming process to have a bank account in the name of your business. …

The Neobank Trends that Traditional Banks Should Adopt in 2022 As digital banking becomes a more adopted part of the financial sector, established financial institutions must keep up as people seek faster, more modernized, and efficient ways to organize their money. …

White-label neobanks are the future of banking, providing digitized and customized financial services with an agility that traditional financial institutions simply cannot offer. The concept of a digital bank, or digital banking platform, has been around for the better part of a decade, with such institutions providing services like creating…

A digital banking solution is a customer’s dream. Banking that doesn’t involve visiting physical branches, booking appointments to handle complex transactions, or generalized services that provide clear financial solutions is exactly what a digital bank stands for. …

Neobanks offer capabilities that traditional institutions, capital-infused startups, and large enterprises should note, from utilizing fewer resources than conventional counterparts by eradicating all physical aspects to using AI to facilitate customer communications. Additionally, considering how much mobile banking has grown in recent years, with more people preferring to conduct transactions…

The first thing customers expect with any banking solution is security. Banking involves the transfer and preservation of sensitive information that, if stolen, can be devastating for customers. Banking fraud is a consistent problem worldwide, from the UK to the US, with customers consistently voicing their respective opinions about how…

By MarketWatch As premium FinTech experts, Optherium Labs continues to create revolutionary solutions that not only improve the quality of neobanking, but positively impact and revolutionize the digital banking space as a whole. …